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On-line Tool to help you identify funding and programs specific to your business and situation, helping you navigate though the COVID-19 Pandemic.

  • Canadian Wage Subsidy, Applications can now be made for the Canadian Wage Subsidy, see the application guide at this link:

The subsidy generally covers 75% of an employee's wages – up to $847 per week - for employers of all sizes and across all sectors who have suffered a drop in gross revenues of at least 15% in March, and 30% in April and May.

The program originally in place for a 12-week period, from March 15 to June 6 and now extended to August 29th, 2020.

Employers who are eligible for the CEWS are entitled to receive a 100% refund for certain employer contributions to Employment Insurance, the Canada Pension Plan, the Quebec Pension Plan, and the Quebec Parental Insurance Plan paid in respect of employees who are on leave with pay.

For employers that are eligible for both the CEWS and the 10% Temporary Wage Subsidy for a period, any benefit from the Temporary 10% Wage Subsidy for remuneration paid in a specific period will generally reduce the amount available to be claimed under the CEWS in that same period.

  • The Agri-Food Open for E-Business Initiative will help food producers, farmers markets, retailers, garden centres, greenhouses, nurseries, and agricultural associations develop online business, providing consumers with greater access to a wide variety of food and agriculture products.

This targeted application intake features two funding streams:

Stream 1 to Bring Your Business Online. Eligible organizations and businesses can apply for a grant of up to $5,000 to establish an online e-business and marketing presence. Funding under this stream will be quick and responsive for those needing immediate solutions.

The electronic application form for Stream 1 is available here.

Stream 2 to Develop Online Business Opportunities. Eligible organizations, businesses and collaborations can apply for cost-share funding of up to $75,000 to implement high-impact projects.

The electronic application form for Stream 2 is available here.

The electronic form for additional applicants under Stream 2 on the project is available here.

​Funding for projects to implement occupational health and safety measures related to COVID-19 on farms with intensive use of labour. Available Cost-share of 70 %, up to a maximum of $7,500 per project.

Funding for Provincially Licensed Meat Processors to implement COVID-19 measures to maintain a safe workplace. Support is also available for employees who require mandatory isolation, work-site mobility and transportation that is in line with public health guidelines. Available Cost-share of 75 %, up to a maximum of $20,000 per business.

To stop the spread of COVID-19 and keep people safe, the Ontario government is launched a $50 million Ontario Together Fund to help businesses provide innovative solutions or retool their operations in order to manufacture essential medical supplies and equipment, including gowns, coveralls, masks, face shields, testing equipment and ventilators. This new Fund will support the development of proposals submitted by businesses and individuals through the Ontario Together web portal.

Local Resource:

 (COVID-19) Support for Small and Mid-Size Enterprises in Renfrew County that are impacted by the Coronavirus Pandemic

Renfrew County Community Futures Development Corporation (RCCFDC) is currently offering a Special “Relief Loan” at the Prime Rate (2.95%) to qualifying existing and new small business clients. As part of the Relief loan, all payments will be deferred and interest forgiven to July 31, 2020. This loan is to assist with working capital or other expenses you expect to have an economic impact on your business due to COVID -19 To apply for the Relief Loan, go to to request the loan application. 

Other Business Loan Programs:

  • Business Credit Availability Program (BCAP)

    The Business Credit Availability Program (BCAP) provides additional support through the Business Development Bank of Canada (BDC) and Export Development Canada (EDC).

    BDC and EDC are working with private sector lenders to coordinate on credit solutions for individual businesses, including in sectors such as oil and gas, air transportation, exports and tourism. 

    This program includes:

    • Loan Guarantee for Small & Medium-Sized Enterprises
    • Co-Lending Program for Small & Medium-Sized Enterprises

    Applications can be made through your bank or credit union.

  • Canada Emergency Business Account (CEBA)

Businesses that paid between $20,000 and $1.5 million in total payroll in 2019 are now eligible for CEBA. Applications can be made through your bank or credit union.

This program provides interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their operating costs during a period where their revenues have been temporarily reduced, due to the economic impacts of the COVID-19 virus.

Repaying the balance of the loan on or before December 31, 2022 will result in loan forgiveness of 25 percent (up to $10,000).

The application process is through the Canada Housing and Morgage Corporation (CMHC): Apply now:

The deadline to apply is August 31, 2020.

CMHC will provide forgivable loans to eligible commercial property owners. Funds will be transferred to the property owner’s financial institution.

  • The loans will cover 50% of the monthly gross rent owed by impacted small business tenants during the 3-month period of April, May and June 2020.
  • The property owner will be responsible for no less than half of the remaining 50% of the monthly gross rent payments (paying no less than 25% of the total).
  • The small business tenant will be responsible for no more than half of the remaining 50% of the monthly gross rent payments (paying no more than 25% of the total).

Total Rent to be covered by: Tenant - 25%, Landlord - 25%, CMHC - 50% (forgivable loan)

  • The Regional Relief and Recovery Fund (RRRF), delivered through the federal governments Regional Development Agencies, supports businesses and organizations in sectors such as manufacturing, technology, tourism, seasonal industries and others.

The RRRF is specifically targeted toward those that may require additional help to recover from the COVID-19 but have been unable to access existing support measures such as the Canada Emergency Wage Subsidy (CEWS) or the Canada Emergency Business Account (CEBA).

The RRRF is now accepting applications from businesses and communities. Details on eligibility and how to apply can be found through the Federal Economic Development Agency for Southern Ontario (FedDev Ontario).

Applications are now being accepted under two streams: 

  1. Regional Economy: This stream supports provides $213 million in support to southern Ontario SMEs that do not qualify for, or have been declined for, current Government of Canada COVID-19 relief measures. Please visit the FedDev Ontario website for more information or to apply under this stream.
  2. Community Futures: This stream supports businesses in rural and smaller communities through additional funding for the existing Community Futures Program (CFP).

In order to provide targeted assistance to the small towns and communities they serve, CFDCs, who will deliver this stream of funding, will focus on assisting “main street” businesses, such as retail shops, restaurants and corner stores, etc., and businesses of strategic importance to their communities, with loans up to $40,000. 

Apply directly to the Renfrew County Community Futures Development Corporation:

For Employees:

If you have stopped working because of COVID-19, the Canada Emergency Response Benefit (CERB) may provide you with temporary income support. The CERB provides $500 a week for up to 16 weeks.

May 4, 2020 - CERB reminder: Canadians who were among the first to receive the Canada Emergency Response Benefit must now reapply. CERB offers $500 per week for Canadians who lost work due to the COVID-19 pandemic, but recipients must confirm their eligibility for the program every four weeks. (Courtesy CTV News)

For Additional Programs and Information: (click on the images below)